Frequently Asked Questions

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We offer a range of insurance options including life, long-term care, disability, and health insurance. We also have partners for home, auto, liability, and business insurance.

Insurance is both a science and an art. We take the time to understand your needs and wants, and then calculate our recommended coverage. We then present these to you and work with you to find the optimal solution within your budget. 

There are many factors that may affect your insurance premiums, including your age, height/weight, family history, medical record, prescriptions, driving record, and coverage options. Another factor that is not often understood is the carrier you apply with. Each carrier has their own underwriting criteria. We work with you to determine the best carriers for your specific situation - sometimes that can reduce the premium by more than 50%!!!